Being a student is one of the best times in life. We are all warned of the financial issues we will come across during our time at university, however, being young and exited at the prospect of oncoming freedom, we do not listen to the advice we are given. This lands students with all sorts of financial problems, including the dreaded overdraft; which nobody needs! Here are some top tips that have come from many different students all over England, on how to save money:
1) Communal buying of household items:
One expense of being a Student is household products such as Fairy Liquid, tea bags and tea towels. Often, these sort of products are used by everyone regardless of who actually bought them. Therefore, by everyone putting money into a flat kitty, you can save money by sharing these products and splitting these costs. Also, buying non-branded household items will mean it becomes cheaper.
2) Bulk Buying:
A large majority of students will go into supermarkets daily to buy their meals, this is not cost effective as often you end up buying much more than you actually need; and food is wasted. By doing a weekly shop and buying items you are saving money and time. This is also easier to work out how much you really spend on food as a student, and what is always wasted. For example buying a pack of three peppers is cheaper than buying individual ones, the same goes for meat, buying a bigger portion of it may at first seem more expensive, however it will last longer and you can freeze what you don’t eat.
3) Walking to lectures instead of getting buses:
Guilty! Often getting buses mean that you can sleep in for longer before your 9am lecture. However, with buses regularly costing about two pounds, this can quickly add up and mean that a lot of your money will be spent by getting the bus, when effectively you could walk it. By waking up just half an hour earlier and walking, you could save this money, which could be about ten pounds a week, and hundreds by the end of the year. Not only is this saving money, it is good for fitness and clearing one’s mind before a lecture!
4) Drinking Water:
As obvious as this may sound, drinking water also saves you a huge amount of money. It is not only a healthy alternative, cutting down the sugars from juice, squash and soda; it is also free! (Once all the accommodation fees are paid for of course!). By getting yourself a bottle and filling it up a couple of times a day, it leaves you with no need to go to the shops and buy drinks, as you are already hydrated! There is no better alternative!
5) Saving money:
By putting away a bit of money at the end of the month, you could help yourself at the end of term, when funds are low! Even if it is just ten pounds a month, this money will quickly add up, and could help you with food shops, for nights out when exams are over, and many other activities you might want to do! If you do this, you will most definitely be thanking yourself when money is running low!
6) Finding a part time job:
A part time job will help you out by just giving you that extra bit of money a month. A great way of working and socialising is to work in the student union, you will be able to interact with other students as well as earning. Getting a part time job is easily done, it can be done by handing in your CV to different places and asking for work; student towns are regularly employing and a great way of getting to know different people!
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